We work with lenders and finance businesses below the scale where an enterprise core banking programme makes sense — consumer and SME lenders, brokers, leasing companies, and fintechs still building the operational side.

Where we usually help

The bilingual angle

For lenders serving Spanish-speaking borrowers in the US or lending in Latin America, the disclosures, statements and collection notices must work correctly in both languages — with the same amounts, the same dates and the same terms. That is a data problem before it is a translation problem, and it is a common source of complaints. We build it as one system with two presentations.

On automated decisions

Systems we build score and rank; a person declines. Beyond it being the right default, in most jurisdictions you will eventually have to explain a decline to a regulator or a court, and "the model said so" is not an explanation. Every decision we record carries its reasons.

We are not a compliance advisor. We build to the policy your compliance function sets, and we make sure the evidence exists.

Tell us where the manual work is

Origination, collections or reporting — we will scope the one that costs you most.